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Complete guide to renting an apartment in Croatia

Trogir Croatia

Croatia has become an attractive destination for individuals seeking both vacation and long-term rental properties with its stunning coastline, historical cities, and picturesque landscapes. This increase in demand can make it challenging to find a rental apartment in Croatia when moving there for the first time, as a large share of housing has been transformed into vacation rentals.

You have a lot to look forward to when moving to a beautiful country like Croatia. At the same time, you also have to arrange for some practical things, like finding a place to live. Understanding the local norms and procedures is crucial for a successful apartment hunt and a seamless renting experience.

Here are the most important things to know and do when looking for an apartment in Croatia: 

1. Decide what you want

When embarking on your quest for the perfect rental apartment in Croatia, it is essential to define your requirements clearly. This will help you narrow your options and find a place that suits your lifestyle and preferences. Use the wealth of online resources to figure out what’s specific to Croatia and what’s best for you.

Consider location preferences

Croatia offers a wide range of locations, each with a unique charm. Whether you desire the vibrant energy of a city center or the tranquil serenity of a coastal town, identifying your preferred place to live in Croatia will guide your search.

Determine budget constraints

A realistic budget is crucial in finding an apartment that aligns with your financial means. Consider the monthly rent and additional expenses such as maintenance fees and utilities.

Assess size requirements

Evaluate your living space needs based on the number of occupants and your lifestyle. Determine the number of bedrooms and bathrooms required and the overall living space that suits your comfort.

Identify desired amenities

Make a list of amenities that are important to you, such as air conditioning, parking facilities, or access to recreational areas. Prioritize these amenities based on your lifestyle preferences.

Evaluate proximity to essential services and transportation options

Assess the convenience of basic services like supermarkets, schools, and healthcare facilities near your potential apartment. Also, consider the availability and accessibility of public transportation options for your daily commute.

2. Hire a translator

Once you have your list of wants and needs regarding your future home in Croatia, it’s highly recommended to employ the help of a translator or friend who speaks Croatian to assist you in the process.

3. Understanding the Croatian rental market

Finding a place to live in is the first step when moving to Croatia. The country offers a range of housing options, from apartments and houses to villas and traditional stone cottages. The rental market varies across different regions, so it’s essential to research and understand the local rental trends and prices.

The cost of living in Croatia’s cities can vary depending on several factors, including the location, size, and amenities of the property. These figures change over time as the country is growing in popularity and may differ based on individual preferences and market conditions.

For example, in Split, the cost of renting an apartment in the city center typically ranges from $450 to $600 monthly. On the other hand, renting an apartment outside the city center goes down to $250-$350 monthly. For those looking for accommodation in Zagreb, the cost of renting an apartment in the city center can range from $450-$700 monthly. Similarly, renting an apartment outside the city center is only $300 to $650 monthly.

It’s worth noting that the cost of utilities such as electricity, heating, water, and internet service is usually not included in the rent and will be additional expenses to consider. These costs can vary depending on the size of the property and personal usage.

Rovinj Croatia

4. Best websites to find a rental apartment in Croatia

Several reliable platforms can help you find available properties when renting a house in Croatia. Here are some of the top apartment websites to consider:

1. Njuškalo

Njuškalo is a famous Croatian online marketplace that offers a wide range of classified ads, including real estate listings. You can find numerous apartments and houses for rent across different regions in Croatia, and the platform allows you to filter your search based on location, price range, number of rooms, and other preferences.

2. Crozilla

Crozilla is a comprehensive real estate portal that provides a variety of property listings, including houses for rent. The advantage of using this website is that it has an English version. Crozilla allows you to search for properties based on location, price, property type, and other specific criteria. It also offers detailed property descriptions, photos, and contact information for property owners or real estate agents.

3. Realitica

Realitica is another popular Croatian real estate website that features a wide range of rental listings. The platform is more rudimental than the other websites, but it does the job, allowing you to customize your search based on location, price, property size, and other vital criteria.

4. Facebook Groups

Facebook groups and marketplaces are valuable resources for finding rental properties in Croatia for expats. Numerous local groups are dedicated to helping expat communities all over the country. Occasionally landlords and agents post available houses and apartments for rent. You can connect with property owners or agents, and even ask for recommendations from fellow group members.

5. Contacting and visiting potential apartments

  • Compile a shortlist of apartments that meet your requirements based on location, budget, size, amenities, and proximity to essential services. This will help you focus your efforts and save time in your apartment search.
  • Contact landlords or agents to inquire about the availability of the selected apartments. At this stage, it’s best to involve your translator or a local friend who speaks the language. Be prepared to provide relevant information about yourself and your requirements. Effective communication and clear expectations from the beginning can streamline the process.
  • Schedule visits to the selected apartments to assess their suitability and condition. Take note of the property’s features, layout, and potential issues. Please consider the surrounding neighborhood and assess its compatibility with your preferences.
  • Prepare a list of questions to ask during the visits. Inquire about the rental terms, additional costs, maintenance responsibilities, and any specific policies or rules related to the property. Asking relevant questions will help you gather the necessary information to make an informed decision.

6. Evaluating the apartments

When searching for an apartment to rent in Croatia, carefully evaluating the properties you visit is as crucial as in any place abroad. Consider the following aspects to ensure you choose the suitable apartment for your needs:

Assess the condition of the apartment and its amenities

Carefully inspect the apartment for any signs of wear and tear, structural issues, or necessary repairs. Check the functionality of appliances, plumbing, and electrical systems. Evaluate the overall cleanliness and upkeep of the apartment. Additionally, consider the availability and quality of amenities such as parking, laundry facilities, or common areas.

Consider the neighborhood and its proximity to amenities

It plays a significant role in your living experience. Take note of nearby amenities such as grocery stores, restaurants, parks, and recreational facilities. Evaluate the proximity to schools, healthcare services, and public transportation options. Consider the overall ambiance and safety of the neighborhood to ensure it aligns with your preferences and daily needs.

Evaluate the security features of the building, if any

  • Prioritize your safety and security by assessing the building’s security measures.
  • Look for secure entry systems, well-lit common areas, and functional locks on doors and windows.
  • Inquire about the presence of security personnel or surveillance systems if that is important to you.

Rovinj Croatia

Check for any signs of damage or maintenance concerns

Look out for signs of potential maintenance issues or problems that may require attention in the future. This includes water damage, mold or mildew, pest infestations, or plumbing and electrical issues. Ask the landlord or agent about the history of maintenance and repairs in the building to gauge their responsiveness to such matters.

By thoroughly evaluating the apartment’s condition, considering the neighborhood and its amenities, assessing the security features of the building, and checking for signs of potential issues or maintenance concerns, you can make an informed decision and choose an apartment that meets your standards of comfort and convenience.

7. Understand the rental process and legalities in Croatia

Familiarizing yourself with Croatian rental laws is crucial to ensure you navigate the rental process smoothly and protect your rights as a tenant. Research and familiarize yourself with the relevant legislation, including rental agreement regulations, lease duration, and tenant rights. As a foreigner, understanding the different types of rental contracts in Croatia is essential to avoid being scammed or taken advantage of.

Rental agreements can be either fixed or indefinite, each with its own implications. Read about the provisions, terms, and conditions specific to each type of contract. Learning about tenant rights and responsibilities is vital for a fair and mutually beneficial rental experience. Understand your rights as a tenant, such as the right to habitable premises, privacy, and peaceful enjoyment of the property.

Croatia flag

Similarly, be aware of your responsibilities, including timely rent payment and proper maintenance of the rented space. Know the maximum amount allowed for a security deposit, the conditions under which it can be withheld, and the procedures for its return at the end of the tenancy.

8. Lease agreements in Croatia

In Croatia, there are different types of lease agreements when renting an apartment. Understanding these lease agreement specifics will help you make informed decisions and ensure a smooth rental experience. Typically, rental contracts are written in Croatian, so it’s smart to get a translator or a friend who speaks Croatian to help you out.

One common type of lease agreement in Croatia is the fixed-term lease agreement. This agreement specifies a predetermined duration for the tenancy, typically from several months to a few years. A fixed-term lease provides stability and security for both the landlord and the tenant, as the terms and conditions are agreed upon in advance.

On the other hand, an indefinite-term lease agreement is also available. This agreement has no specific end date and continues until the landlord or the tenant terminates it according to the legal requirements. An indefinite-term lease offers flexibility, allowing tenants to stay longer without having to renew the agreement frequently.

It’s important to carefully review and understand the terms and conditions specified in the lease agreement, regardless of whether it is a fixed or indefinite agreement. Pay attention to clauses regarding rent, utility payments, maintenance responsibilities, and any additional terms specific to the property or the landlord.

Moreover, it’s advisable to have a written lease agreement that is signed by both parties to ensure clarity and legal protection. Verbal agreements can be binding, but having a written document provides a tangible record of the agreed-upon terms and helps avoid future misunderstandings.

Fixed-term lease agreements typically range from one to three years. However, they can be shorter or longer depending on mutual understanding. Indefinite-term leases have no fixed duration and can continue until terminated by either party. Be aware of the potential renewal options and the necessary procedures to extend the lease if desired.

Croatian rental law stipulates specific mandatory clauses and information that must be included in lease agreements. This includes details about the parties involved, a description of the property, agreed-upon rent, payment terms, and conditions for rent increases. Ensure that the lease agreement adheres to these legal requirements to protect your rights as a tenant.

9. Rental costs and rent payments for apartments in Croatia

Understanding the common rental payment frequency and methods is essential to plan your budget effectively. In Croatia, rent payments are typically made monthly, although variations can occur based on mutual agreement. Bank transfer is the most common payment method, providing a secure and traceable transaction. This means that you would need to open a bank account in Croatia.

When considering rental costs, it is important to factor in additional expenses too. Utilities such as electricity, water, and gas are often separate from the rent. They should be accounted for in your budget. Some apartments may also have maintenance fees or service charges. Also, landlords commonly require a security deposit, usually equivalent to one or two months’ rent, to safeguard against damages.

Familiarizing yourself with the rules and regulations regarding rent increases is crucial. In Croatia, rent increases are subject to legal restrictions. Ensure you understand the permissible circumstances and limitations surrounding rent adjustments to avoid misunderstandings or unfair practices. Consult an attorney when necessary.

10. Documentation and requirements for renting an apartment in Croatia

To rent an apartment in Croatia, you must typically provide specific documentation. This may include identification documents such as a passport or ID card, proof of income or employment, and potentially a reference from a previous landlord. Prepare these documents in advance to facilitate a smooth rental process.

In some cases, a guarantor may be required to secure the rental agreement. A guarantor is a person who assumes financial responsibility for the rent if the tenant fails to fulfill their obligations. Understand the role of a guarantor and its specific requirements, such as their financial standing and legal obligations.

Consider potential language requirements for documentation and contracts. While English is commonly spoken in the rental market, it is advisable to clarify if any documents or contracts must be provided or translated into Croatian. This ensures clear communication and a comprehensive understanding of the terms and conditions.

11. Communication and negotiation

When communicating with landlords or agents, being aware of cultural norms and etiquette is important. Maintain a polite and respectful demeanor, and address them using appropriate titles and forms of address. Prompt and clear communication is highly valued, so respond to inquiries or requests in a timely manner.

Negotiating rental terms can be common practice in Croatia

You can negotiate the rental price, duration of the lease, or included amenities. Prepare your negotiation points beforehand and approach the process professionally and respectfully.

Clarifying responsibilities and expectations before signing

Discuss maintenance and repair responsibilities with the landlord or agent, ensuring clarity on who is responsible for specific issues. Communicate your expectations regarding property upkeep and any repairs that may arise during the tenancy.

12. Tenant rights and responsibilities in Croatia

Understanding the rights and protections provided to tenants under Croatian law is important. These rights may include the right to a habitable living environment, protection against unfair rent increases, and the right to privacy. Familiarize yourself with these rights to ensure that you are treated fairly and within the bounds of the law.

As a tenant, you have responsibilities regarding property upkeep and reporting issues. It is your duty to maintain the rental property in a reasonable condition and promptly report any damages or necessary repairs to the landlord or property management. This helps ensure the longevity of the property and a positive landlord-tenant relationship.

Awareness of the eviction process and tenant obligations upon moving out is crucial. Understand the legal grounds for eviction and the proper procedures that must be followed. Additionally, be aware of your responsibilities when moving out, such as providing proper notice, returning the property clean and undamaged, and settling any outstanding financial obligations.

13. Differences from other countries

The Croatian rental market may have specific differences compared to other countries. These differences could include rental market practices, legal regulations, and cultural norms. For example, the rental market in Croatia may have different lease agreement structures, rental pricing models, or landlord-tenant dynamics. Recognizing and adapting to these differences is important to ensure a smooth rental experience.

Croatia may have unique aspects or regulations that vary from international norms. This could include specific requirements for rental documentation, tenant rights, or maintenance obligations. Understanding these unique aspects will help you navigate the rental process effectively and avoid any potential misunderstandings.

14. Signing a rental agreement in Croatia

Before finalizing the rental agreement, you need to prepare the necessary documentation. This typically includes providing identification documents, such as your passport or identification card, and proof of income to demonstrate your financial stability. Gather all required paperwork in advance to ensure a smooth and efficient process.

Once you have reviewed and agreed upon the rental agreement terms, it is time to sign the contract and fulfill the financial obligations. This may involve paying the required deposits, such as a security deposit or advance rent, as well as any administrative fees or charges specified in the agreement. Ensure you have the necessary funds and make the payments by the agreed-upon terms.

Obtaining a copy of the signed rental agreement is crucial for your records. Keep this document safe; it is a legally binding contract and a point of reference for you and the landlord. Having a copy on hand will help avoid any potential disputes or misunderstandings in the future.

15. Moving in to your new apartment in Croatia

Coordinate with the landlord or agent regarding the move-in date. Confirm the exact date and time when you can take possession of the apartment. Clear communication will ensure a smooth transition and minimize any inconvenience.

Before moving in, conduct a thorough inspection of the apartment; Check the condition of the premises, including walls, floors, appliances, plumbing fixtures, and electrical systems. Note any existing damages or issues and discuss them with the landlord or agent to ensure they are properly addressed. Taking photos or videos can serve as evidence of the apartment’s condition before your occupancy.

Set up utilities and transfer necessary services to your name. Contact the appropriate service providers to establish electricity, water, gas, and internet accounts. Ensure that all utilities are functioning correctly before moving in.

Familiarize yourself with the building rules and regulations. Read through any guidelines or policies provided by the landlord or property management to understand the expectations and restrictions within the building. This will help you adapt smoothly to the community and maintain a stress-free living environment.

Conclusion

Finding an apartment for rent in Croatia requires careful planning, research, and understanding of the local rental market and procedures. By following the outlined steps and considering the specificities of Croatia, you can increase your chances of finding the right apartment that meets your requirements. Hiring a translator will make the process less stressful.

It is important to define your requirements, including location preferences, budget constraints, size requirements, amenities, and proximity to essential services. Understanding the rental process and legalities, such as Croatian rental laws, types of rental contracts, tenant rights and responsibilities, and security deposit regulations, will help you confidently navigate the rental landscape.

Contacting and visiting potential apartments allows you to assess the property’s condition, evaluate the neighborhood and amenities, and ask relevant questions to make an informed decision. Negotiating the rental agreement, understanding rental costs and payments, and fulfilling documentation requirements are crucial steps toward finalizing the rental agreement.

Once the agreement is signed, it is essential to coordinate the move-in date, conduct a thorough inspection of the apartment, set up utilities, and familiarize yourself with the building rules and regulations.

Enjoy your new adventure in Croatia!

Lara Bianco

Lara is an Italian-American content manager at My Dolce Casa. Lara splits her time between Chicago, United States and Puglia, Italy, sharing la dolce vita with her adorable beagle Goldie.

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